Why CBC?

CBC News

To sign up for news from Community Banc Consulting of Ohio please click here.


September 19th 2016

Congratulation to Felecia Goins for her new position at the Community Bank's Zanesville office.


Goins promoted at Community Bank


August 12, 2016

CBAO Convention!!!


The 42nd Annual CBAO Convention & Trade Show
Dates: August 16-18, 2016
Location: Hilton, downtown Columbus, Ohio.


Chocolate and Prizes!!

CBC will be giving away a discount on an IT audit and a website! Stop by and submit an entry into the drawing. We also have chocolates, so it's a win for everyone!

They will be discussing:
  1. Technology, planning for the future, marketing, and the physical branch.

  2. This year's focus is:

    • Developing others while growing yourself.
    • Planning a risk management approach.
    • Productive relationship management for community bankers.
    • Understanding, identifying, and sustaining an organizational culture.

May 10, 2016

OBL Next Gen Conference!


Community Banc Consulting is looking forward to this year's OBL Next Gen Conference on May 19th at The Fawcett Event Center. You can even stop in the night before for a reception 7-9pm.

Stop by and say "Hi"

If you want to make your day a little more interesting, stop by our table and speak with Paul about yearly exams, cyber security, compliance, wine, sports and more.  We have prizes to win and chocolate to eat, so it really is the trifecta.

Why this conference?

  • People passionate about banking
  • Hot-button issues: providing stronger, better, faster IT solutions (our expertise)
  • CEO panel discussion
  • Feedback directly from the State Representative and Speaker of the House
  • Talk to the experts from CBC



April 1, 2016

Are OBL conferences even better with chocolate?

YES!!! Everything is better with chocolate.

So, just when you thought this year's OBL Technology Conference couldn't get any better...it just did.

Come visit us, we have candy.

Community Banc Consulting is looking forward to participating in the 2016 OBL Technology Conference on April 7-8th at the Embassy Suites, Columbus Airport.

Stop by to say "hi" to Paul, our chief compliance officer and random trivia expert. You can pick his brain about yearly exams, the cybersecurity assessment tool, compliance, Ohio State and this season of The Walking Dead. Paul will be providing stimulating conversation while giving out CBC chocolate coins and signing visitors up to win great prizes, including a $4000 discount on a new e-branch. Chocolate, prizes and Paul, nothing goes better with a great conference.

Why this conference?

  • Get great information on how new technology is impacting banking
  • Learn more about Cyber Security
  • Catch up with old friends and make new ones
  • Visit with Paul (isn't this reason enough)?
  • Hear from IT panel experts


February 23, 2016

You've received an MRA or MOU now what?

If you are like most community banks, you may feel or know that you lack the time, experience or knowledge to effectively and efficiently rectify an IT related MRA or MOU. You probably just want it to go away and stay away, but you want it done sensibly and once and for all.

Let us help. This is what we do.

At Community Banc Consulting, we understand the necessity of addressing Matters Requiring Attention in a proactive and timely manner. We also have experience assisting with Memorandums of Understanding. Community Banks facing these issues are typically under a great deal of pressure and require outside support. We are happy to lend a hand, share our knowledge and help guide you through remediation.

What to expect:

  • Our team will meet with you to determine the intent of the MRA/MOU.
  • We will create a strategic and practical plan to manage the listed concerns, ensuring we address the full scope of the MRA/MOU. We will address all technical needs and compliance concerns.
    • Technical: we have the engineering expertise to implement the hardware/software solutions needed to address any technical issues.
    • Compliance: we can serve in a CIO capacity to create policy and procedures to address immediate concerns and to avoid future citations.
  • We will work with you to ensure the plan is properly implemented in a timely fashion.
  • Our team can speak in layman's terms to your board about the MRA/MOU so they understand the significance of the findings and the steps being taken to address these concerns.
  • We will write status reports for your regulatory authorities, and document how these matters are being addressed.
  • CBC representatives will support you throughout the remediation process.
  • Our staff is happy to prepare and represent you in future meetings with examiners to review how the MRA/MOU was handled and answer any questions about the process. We endure numerous exams every year.

Don't go through this alone. We have a proven track record of supporting banks through this process and we want to share what we know to help you.


Why CBC?

We have experience managing MRA/MOUs, communicating with examiners and helping banks through the entire MRA/MOU remediation process. Our goal is the overall health and security of your bank. Our plans are designed to address your immediate needs and to help prevent future incidences. We keep impeccable records so all documentation of your MRA/MOU solution will be properly recorded and stored. This is good for examinations and peace of mind.


Read what our customers are saying about us.


January 5, 2016

CBC is offering Integrated Security Camera & DVR solutions to keep your bank safe, secure and compliant.



Why should CBC be your DVR provider?


  • We've already done your homework. Our team has selected industry proven hardware and software ideal for implementing new DVR systems for community banks.
  • This means new, high resolution security cameras with increased data storage capacity and incredible flexibility.
  • A video data system is not a stand alone product. Our security camera and DVR solutions provide full network integration.
  • We select the products you need to keep your security system secure, agile, current and user friendly.
    • IP high resolution cameras mean increased visibility & an end to blurry, ambiguous images.
    • Modern cameras provide new angles of coverage and allow you to easily add additional cameras as needed.
    • Easy to patch software means updates are painless and your system stays current.
    • Various storage options keep your data secure and accessible while allowing your system to grow with your needs.
  • Our team sets up your system so DVR access falls within compliance guidelines and everything works together, bringing your security system into step with your entire IT infrastructure.


Why else? We keep impeccable records so all documentation of your Integrated Security System and DVR solution will be properly recorded and stored. This is good for examinations and peace of mind. 
If you haven't heard from us already we will be in touch shortly to discuss your Security Camera and DVR system needs.


December 8, 2015

The value of creativity and engagement. Some thoughts on how the personalities at a bank can make all the difference with customers.

How Bank Staffers' Quirks Drive Branch Success


Read More


October 26, 2015

2015 OBL Annual Meeting


We have our tickets, business cards and plenty of candy. Now for the hard part, waiting for the OBL Annual Meeting to begin!

OBL + CBC = Winning Combo

We are really looking forward to OBL's Annual Meeting on November 5th.

Paul and Kaitlin can't wait to hear Archie Griffin speak and catch up with some great colleagues, clients and friends. They are so excited they even made a list of Columbus must-see-items for out of town visitors.

Columbus favorites:

  • Visit OSU Campus: If you happen to come on a Saturday be prepared to get lost in a sea of scarlet and gray. If the weather is nice take a walk on the Oval and make sure you stop by Mirror Lake.
  • The Wexner Center for the Arts brings world class cultural experiences to Columbus. Click here for event/exhibit information during your stay.
  • COSI: This science museum can bring out the kid in anyone. The LEGO travel adventure exhibit does not disappoint but don't take our word for it.
  • The Franklin Park Conservatory provides a welcome and colorful escape from gray Autumn days. Explore this impressive network of greenhouses, complete with traveling exhibits and Chihuly glass collections.
  • The North Market: An ice cream shop, wine bar, parisian macarons, specialty popcorn, an artisan bakery, Belgium waffles, fresh bouquets of flowers, handmade pretzels, a traditional butcher shop and more can all be found in this charming indoor marketplace.

What is near the Hyatt?

You don't need to go far to find great options in Columbus. These venues are all within a one mile radius of the OBL Annual Meeting.

  • Char Bar: Known for their laid back vibe and ample supply of dart boards this local bar is a 5 minute walk from the Hyatt.
  • Studio Movie Grill: Enjoy dinner and a show.

Chipotle: This may not be an exclusive Columbus spot but sometimes it is important to know where the nearest Chipotle is: 401 N. Front Street, Columbus, OH 43215.

Need more tips on getting the most out of your stay in Columbus?
Check in with Paul and Kaitlin at the meeting. They'd love to act as your tour guide and they are happy to talk to you about banking, The Buckeyes or anything else that comes up. 

Read what our customers are saying about us.


October 6, 2015

Completing the Cybersecurity Assessment Tool


Now that the eagerly awaited tool is out many of you may be experiencing frustration over completing it.

  • You may feel that your bank lacks the in-house expertise or simply the time resource to complete it.
  • Also, why was it released as a .pdf instead of a useful document like a spreadsheet?
  • Some of the questions can be confusing or your answer may exist in a gray area.
  • How do you prove that you are answering correctly?

CBC has studied the tool, instructions and multiple resources. We have developed the strategy and knowledge to help complete the tool, make sense of the results and report to your board of directors.

  • We have a useful spreadsheet to help you catalog responses.
  • We have the expertise to complete the tool effectively and correctly.
  • We can:
    • Guide your bank through the process.
    • Interpret the results.
    • Create the sensible strategy to evaluate and respond to deficient areas.
    • Provide you with executive reports to aid management and the board of directors in digesting and responding to the tool's information.

Please contact us to discuss your bank's cybersecurity assessment tool completion strategy.

September 29th, 2015

We are happy to Annouce a Milestone for Darrell Metzger

Darrell has been with CBC for 20 years! As our Chief Information Systems Officer and Security Auditor Darrell provides key direction for how CBC provides IT consulting and planning for our clients.

Thanks Darrell for being a major contributor to the success of CBC!


February 1st, 2014

CBC Launches a Website for Dixon, Davis, Bagent & Company

CBC recently a launched a new website for Dixon, Davis, Bagent & Company. Take a look at the site here: www.ddbco.cpa.pro


December 12th, 2013

TSL Luncheon Summary

The Tri-State League of Financial Institutions Social Committee held it's Holiday Luncheon at Cooper Creek at Blue Ash Golf Course near Cincinnati, Ohio. The Tri-State League of Financial Institutions holds numerous events throughout the year; it gives members the opportunity to have mutual discussions and share ideas to help promote the financial institutions industry.

For the second year, our CBC staff members Paul Elder, EVP of Compliance, and Renee Horton, Public Relations, were among a couple hundred fellow TSL members from all over Ohio, Indiana, and Kentucky in attendance. The event began with a social hour followed by a delicious buffet-style lunch, which allowed members to mingle and network with some new and familiar faces. After lunch, the installation of League Officers and New Board Members were announced.

Joanna Gaynor, TSL's current Vice President and representative of Valley Central Savings Bank, was revealed as the new TSL President of 2014. Also recognized were TSL Board Members that are retiring after this year. This year's designated charity was Cincinnati Housing Partners, Inc., a non-profit organization that builds and rehabs homes in local communities and provides resources to increase buyers' capacity to manage their finances.

Doug Barnaclo, a sponsor of CHP, was presented a check at the luncheon to help support the cause. Besides the mouthwatering candy bar and wild raffle prizes, we enjoyed meeting new people and catching up with others we hadn't seen in a while.

We had the opportunity to advertise how CBC is the solution to any IT service or IT compliance issues that community banks might be facing. It is our objective, as members of The Tri-State League of Financial Institutions, to be recognized as the support system community banks need to thrive in the ever changing and competitive financial institutions industry.

November 12th 2013

CBC Launches a New Website

Community Banc Consulting of Ohio, Inc. announces the launch of a new Website for Mt. Victory State Bank. Click www.mtvictorybank.com to visit the new e-Branch.

November 7th, 2013

Community Banc Consulting exhibits at the 2013 OBL Annual Meeting & Professional Development Event

The event was held at The Fawcett Center in Columbus. It was the second year that CBC exhibited at the event. Gary Coffield, Renee Horton, and Paul Elder attended the event. "It is always a good event for us because many banks attend because they know the speakers will provide good information," said Gary. This year's keynote speakers were Martin Gruenberg, Chairman of the FDIC and Gene Smith Athletic Director for The Ohio State University. "After his speech, Gene Smith gave me the inside scoop on the movie "Rudy" which was enlightening. The event was the usual high quality I have come to expect from OBL."

For info on the 2014 Annual Meeting Click here http://www.ohiobankersleague.com/aws/OBL/pt/sp/prodevelopment_mtgs_archive


September 19th 2013

Community Banc Consulting sponsors and attends the Dixon, Davis, Bagent and Co. annual meeting

The meeting was held at the DDBCO office at 1205 Weaver Drive, Granville, Ohio and the Granville Country Club. CBC provided sponsorship to the meeting. Paul Elder and Gary Coffield attended the event. The event continues to be one of the best events of the year. DDBCO always has great speakers and excellent food. "Many of our clients use DDBCO and we provide DDBCO with IT consulting, so it is a natural fit for us to help by sponsoring the event. DDBCO is a great company, and that is reflected in the number of banks that attend their meeting. We are happy to be a part of it," commented Paul. "I would also like to add that my team which consisted of Cindy Yunk and Rick Turner from Farmers and Merchants Bank in Caldwell, OH, placed second."


September 9th 2013

Community Banc Consulting sponsors the Tri State League Golf Outing

The Annual Golf Outing was held at the Golf Club at Stonelick Hills in Batavia, Ohio. CBC sponsored several hole and skill prizes. Paul Elder and Gary Coffield played in the event with mixed results. We won't comment further. The event consisted of lunch, 18 hole scramble, dinner, and prizes. As always the TSL event was successful and enjoyable.

August 6th th 8th 2013

Community Banc Consulting of Ohio attends and sponsors the 2013 CBAO Annual Convention & Trade Show

CBAO's 39th Annual Convention and Trade Show was held at the Sawmill Creek Resort at 400 Sawmill Creek Dr., Huron, OH, for a second year. The two day event was filled with informative and relevant education sessions. Topics ranged from payment trends to corporate account takeover to raising capital. Community Banc Consulting of Ohio exhibited at the event for the 10th year in a row. Attending the event for CBC were CEO Larry Krietemeyer, EVP Paul Elder, Director Gary Coffield. CBC sponsored hole and skill prizes at the annual golf outing held on Tuesday before the convention.

For information about the 2014 CBAO convention click here. http://www.cbao.com/annual_convention.aspx

July 1st 2013

Community Banc Consulting launches a new website for The Peoples Bank Co.

The Peoples Bank Co. in Coldwater, OH engaged CBC for a new website this year. It is the second website CBC has built PBC. The development focus this time was to simplify the navigation and implement the site on a new, user friendly content management system.

Click here to see the site. Click here to see a testimonial from PBC president Jack Hartings.


June 27th 2013

Community Banc Consulting attends the Tri State League Summer Social

TSL Summer Social was being held at Tin Roof on the Banks located at 160 Freedom Way, Suite 150, Cincinnati, Ohio. The Tin Roof sits in the shadow of the home of the Cincinnati Reds, Great American Ballpark. The weather was beautiful and the event was well attended. The league reserved the restaurant and provided a buffet of food for attendees. It was an excellent opportunity to enjoy a drink and conversation with colleagues.


June 6th ,12th, 20th & 25th 2013

Community Banc Consulting sponsors the Community Bankers Association of Ohio Region Meetings

The North West region meeting was held on June 12, 2013 at Marion Country Club, 2415 Crissinger Road Marion, OH 43302. The South Central Region Meeting was held on June 20, 2013 at Raintree South GC (formerly Cooks Creek GC), 16405 U.S. 23, Ashville, Ohio. The North East Region Meeting was held on June 25, 2013 at The Quarry GC, 5650 Orchardview Dr SE, Canton, Ohio. Topics covered were the state of the association, legislative hot topics, IT compliance, customer delinquency and relationships, and an open forum. Following the meetings, golf scrambles were played with varying degrees of success. Community Banc Consulting of Ohio, Inc. sponsored numerous holes and skill prizes at the events. Attending for CBC were EVP Paul Elder and Director Gary Coffield. "I enjoy meeting with the bankers in the smaller platform of the region meetings. The discussions are very open and you can really discuss and understand the concerns of the community banks. And it is always good to get out and enjoy a round with colleagues."

For more info about the meetings or courses click here http://www.cbao.com/region_meetings.aspx

April 8th, 2013

Community Banc Consulting attends the Ohio Banker's League CEO Symposium.

EVP Paul Elder attended the OBL CEO Symposium this week at the Hilton Columbus at Easton 3900 Chagrin Drive, Columbus, Ohio, 43219. This year was the largest attendance ever. A focus of the event was the upcoming retirement of a large number of bankers and how do the banks replace that labor. "The closing speaker Steve Gilliland was excellent. He really hit home the point of making a difference in the lives of those you contact. He was very funny and touching all at once."

To learn about Steve Gilliland: http://www.stevegilliland.com/index2.htm

To find out about the 2014 OBL CEO Symposium: http://www.ohiobankersleague.com/aws/OBL/pt/sd/calendar/26700/_PARENT/layout_details/false

March 13th 2013

Community Banc Consulting attends the Tri State League Winter Social

The event was being held at the Centennial Barn at 110 Compton Rd, Cincinnati, OH, and the theme of the evening was Monte Carlo. The evening consisted of dinner and a night of gambling for prizes. It was a great networking event to meet Cincinnati area bankers and unwind. The Barn had many Vegas style table games such as blackjack, Texas hold-em, and roulette. The players played for raffle tickets that then were drawn for prizes.


December 6th 2012

Community Banc Consulting attends the Tri State League Holiday Luncheon

The event was being held at The Grand which is located at the corner of East 5th Street and Madison Avenue in Covington, Kentucky 41011. The event consisted of a cocktail hour, lunch, prizes and charitable donations. CBC donated several gift cards to the raffle. The TSL made a large donation to Little Brothers-Friends of the Elderly. The event was attended by EVP Paul Elder and Director Gary Coffield. Gary said, "A good time was had by all. It was nice to kick off the holiday season with our friends in the Tri State League."


November 1st  2012

Community Banc Consulting of Ohio, Inc. joins the Tri State league of Financial Institutions

As stated on the TSL website, "The Tri-State League of Financial Institutions was formed in 1960 as a result of a merger between Greater Cincinnati Savings and Loan Exchange and the Greater Hamilton County Savings and Loan League.  The League and its predecessors have been in existence since 1868.  In the last few years, membership in the League has expanded to include community banks, savings and loan associations, savings banks and building and loan companies in Northern Kentucky and Southeastern Indiana." Community Banc Consulting of Ohio, Inc. joined the league to have a greater connection with the area and to better serve the Cincinnati area's financial institutions. "I love this group. The people are friendly, the events are well attended, and the discussion groups are great. The banks really share

information well," said Paul Elder. He continued, "It seems like every bank in the Cincinnati area is active in the association."

To learn more about The Tristate League of Financial Institutions click here. http://www.tristateleague.info/asp/home.asp

June 10, 2011

CBC Sponsors the 2011 CBAO Region Meetings.

CBC is proud to announce that we are sponsoring and attending the 2011 CBAO Region Meetings. We look forward to seeing you there.

The meetings are held at the following locations:

SE Region Meeting
Thursday, June 9, 2011
Zanesville Country Club, Zanesville

NE Region Meeting
Thursday, June 16, 2011
Weymouth Country Club, Medina

NW Region Meeting
Tuesday, June 21, 2011
Findlay Country Club, Findlay

Visit the CBAO website for more info.


May 15, 2011

CBC launches new e-Branch for First National Bank in Bellevue.

CBC recently a launched a state of the art e-Branch for First National Bank headquartered in Bellevue, Ohio. The bank employees and customers are very excited about the e-Branch and its capabilities. Along with the new website, CBC enhanced the FNB logo and added a new color scheme. Take a look at the site here. www.fnblifetime.com


December 7, 2010

CBC President and CEO Larry Krietemeyer speaks at the CBAO Emerging Leader Program Seminar

"I had a great time. The bankers were all enthusiastic and had great questions. They seemed very interested in what it takes to have a career in the banking industry and to be an entrepreneur. By preparing for the discussion, I had the chance to reflect on the time I have spent building Community Banc Consulting of Ohio, Inc. and the different people and positive influences that played a role in our success. Those that know me know that I am not the best or most eloquent speaker, but Robin Ritchey-Roy from the Emerging Leader Program gave me a good idea of what kind of information they were looking to get out of me. I am grateful that Dawn from CBAO asked me to speak. I would eagerly do it again. I just hope those in attendance got as much out of it as I did," said Larry.

What is the Emerging Leader Program?

The Emerging Leader Program (ELP) is an annual leadership development program designed to actively enhance the leadership, organizational and performance skills of highly motivated middle level managers. The program establishes a network of future bank leaders who understand the complexities of being a leader and can respond to local and national issues impacting the community banking industry and their communities.

The purpose of the Emerging Leader Program is to keep members on the cutting edge of community banking through: Quality Educational Programs, Professional Publications, Leadership Training and Networking Opportunities. Make an investment in the future of community banking, join CBAO's Emerging Leader Program.

To learn more about CBAO's Emerging Leader Program click here.

Robin Ritchey-Roy
Emerging Leader Program

Dawn Hoover
CBAO University


October 27, 2010

CBC Launches a New e-Branch

Community Banc Consulting of Ohio, Inc. announces the launch of a new e-Branch for The Ottoville Bank Company. Click www.ottovillebank.com to visit the new e-Branch.


September 16, 2010

CBC attends the Dixon, Davis, Bagent & Company Annual Meeting and Golf Outing

Several members of our staff attended the Annual DDBCO accounting and compliance update and golf outing. The event was well attended and the staff members at DDBCO are gracious hosts. The golf was a little dangerous this year - not only for the errant shots, but because the area was experiencing tornados. A special thank you goes out to Fred O'Dell of North Valley Bank for carrying one of our golf teams.



August 20, 2010

CBC attends the CBAO Convention

Community Banc Consulting of Ohio, Inc. attended the Community Bankers Association of Ohio Annual Convention and Trade Show in Columbus, Ohio. We had a great time at the event. We would like to thank all the community bankers that attended and stopped by our booth to speak with us. We would also like to thank the CBAO staff for putting on another great event. We look forward to seeing everyone throughout this year and next.



August 17, 2010

CBC launches a new website for The St. Henry Bank

Community Banc Consulting of Ohio, Inc. announces the launch of a new e-Branch for The St. Henry Bank. Click www.sthenrybank.com to visit the new e-Branch.



July 28, 2010

CBC is is the new Altigen VoIP phone system provider for Ohio

We are pleased to announce that we are the Ohio's provider for AltiGen Communications. AltiGen Communications is a leading provider of affordable VoIP phone systems for community banks. The major benefits of AltiGen's VoIP phone systems for banks include: enhanced customer service capabilities, integrated business continuity and disaster recovery services, reduced operating costs, unified branch offices, and improved efficiencies. Now you can get a VoIP phone system for community banks installed and configured by a technology company that focuses on and understands community banks, Community Banc Consulting of Ohio, Inc.